How to Check Punjab National Bank Balance – Step-by-Step Guide

Introduction

Checking your bank balance is an essential part of managing your finances. With the advent of technology, it has become easier than ever to check your account balance conveniently. If you are a customer of Punjab National Bank (PNB), one of the leading banks in India, and you are wondering how to check your account balance, this comprehensive guide will walk you through the various methods available for checking your PNB account balance.

Method 1: Internet Banking

One of the most convenient ways to check your PNB account balance is through internet banking. Follow these steps to check your balance online:

1. Visit the PNB internet banking portal: Go to the official website of Punjab National Bank.
2. Login to your account: Enter your User ID and Password to login to your internet banking account.
3. Check your account balance: Once logged in, navigate to the account summary section to view your account balance.

Method 2: Mobile Banking

PNB offers mobile banking services that allow you to check your account balance on the go. Here’s how you can check your PNB account balance using mobile banking:

1. Download the PNB Mobile Banking app: Install the PNB Mobile Banking app on your smartphone.
2. Register for Mobile Banking: If you haven’t registered for mobile banking, follow the registration process as per the app’s instructions.
3. Login to the app: Enter your credentials to login to the mobile banking app.
4. View your account balance: Once logged in, you can easily check your account balance under the account summary section.

Method 3: SMS Banking

If you prefer a more straightforward method, you can use SMS banking to check your PNB account balance. Follow these steps:

1. Register for SMS banking: Ensure that your mobile number is registered with PNB for SMS banking services.
2. Send an SMS: Compose a message in the prescribed format (usually BAL) and send it to the designated number provided by PNB.
3. Receive balance information: You will receive an SMS shortly with your account balance details.

Method 4: ATM

Checking your PNB account balance at an ATM is another quick and easy method. Here’s how you can do it:

1. Locate a PNB ATM: Visit any Punjab National Bank ATM nearest to you.
2. Insert your ATM card: Insert your PNB ATM card into the machine.
3. Enter your PIN: Enter your 4-digit ATM PIN.
4. Select Balance Enquiry: Choose the “Balance Enquiry” option from the menu.
5. View your account balance: Your account balance will be displayed on the screen.

Method 5: Missed Call Service

PNB also offers a missed call service for checking your account balance quickly. Follow these steps:

1. Register your mobile number: Ensure that your mobile number is registered with PNB for the missed call service.
2. Give a missed call: Dial the designated missed call number from your registered mobile number.
3. Automated response: You will receive an automated call back with your account balance details.

Frequently Asked Questions (FAQs)

1. Can I check my PNB account balance without internet banking or mobile banking?

2. Yes, you can check your account balance through SMS banking, at an ATM, or using the missed call service provided by PNB.

3. Is there a fee for checking my PNB account balance through various channels?

4. Generally, PNB does not charge customers for checking their account balance. However, it is advisable to check with the bank for any specific charges.

5. How often can I check my PNB account balance using the missed call service?

6. You can check your PNB account balance multiple times a day using the missed call service.

7. What should I do if I encounter any issues while checking my account balance through internet or mobile banking?

8. If you face any difficulties, it is recommended to contact PNB customer service for assistance.

9. Can I check my PNB account balance from overseas?

10. Yes, you can access your PNB account balance from overseas using internet banking or mobile banking, provided you have an active internet connection.

By utilizing the various methods mentioned above, you can easily stay updated on your PNB account balance and manage your finances effectively. Choose the method that best suits your convenience and preferences to access your account balance hassle-free.